How to save money on your car
If we look at financial planning and some of the common expenses that you find yourself spending on, in your top five will be your car. This tells us that it is actually one of the best places to save money. Regular checks Spend time getting to know your car and find out if it […]
Why you should invest in a retirement annuity
Investing in a retirement annuity is a great way to ensure you have a steady and financially stable retirement. This is possibly one of the most important decisions you will make for yourself. Concrete saving A common mistake that people make is when they run out of money, they start digging into important savings. Luckily […]
Why you need a debt counsellor
In difficult times, it becomes too easy to approach lenders for cash flow to get through the month, and before you know it you are drowning in debt. It also used to be easy to manage debt and payments in the past but of recent, consumers are struggling to cope and are paying their creditors […]
How to save for the festive season
With the festive season fast approaching, there is no better time than right now to start looking at your finances, agree on the holiday plans and how you can save. December is a busy period and usually means emptying the pockets. Save on the home-cooked meals Although you may be on leave and really want […]
How to beat your debt and survive on a low income
With the economy still trying to revive itself, and Covid-19 which resulted in a blow for salaries, many had to learn to survive on a much smaller income than they are used to. To ensure that you still pay your debt and manage through the month, here are a few tips to consider. Prioritise the […]
Teach your kids to save money today
It is important to teach your children the importance of saving money and how to do it effectively. It’s a scary thought to imagine that you won’t be around one day to help them but you can have peace of mind knowing you taught them useful money tips. Piggy bank It’s important to start teaching […]
How to keep your credit score clean
Applying for loans and credit requires the creditor to check on your financial history and more importantly, what your credit score is and how healthy your report is. To keep your record clean, it takes diligence. Here are a few ways you can keep your credit score at its best: Decline the declines One of […]
How to shed your debt.. fast!
Getting a grip on your finances is a tough task for anyone. Outstanding balances, creditors calling, accounts in arrears… sound familiar? Here are a few ways you can shed your debt. Battle of the interest One of the most effective ways you can start cutting down on what you owe is to start paying off […]
Becoming rich is all about how you save
Everyone wants to be rich, and for some of us, becoming rich means that you need to work harder at taking control of your finances. Saving a portion of your money every month is no easy task but we have some tips that will definitely help! Negotiate with your creditors Just because a creditor provides […]
You’ve lost your job, now what?
The unemployment rate in South Africa has leapt by a staggering 8% since 2010 and is currently the highest it has been at 32.6%. This means the population has never been under more financial stress than right now, as the uncertainty and debt grows. Keeping families afloat is understandably the top priority and everyone is […]
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