How to beat your debt and survive on a low income
With the economy still trying to revive itself, and Covid-19 which resulted in a blow for salaries, many had to learn to survive on a much smaller income than they are used to. To ensure that you still pay your debt and manage through the month, here are a few tips to consider. Prioritise the […]
Teach your kids to save money today
It is important to teach your children the importance of saving money and how to do it effectively. It’s a scary thought to imagine that you won’t be around one day to help them but you can have peace of mind knowing you taught them useful money tips. Piggy bank It’s important to start teaching […]
Recreational activities to help you save
Saving can be fun. Before you side-eye us, here is what we think could help you to save money easily by turning this sometimes-difficult task into a fun activity for the whole family. Make gifts at home Instead of heading to the store to buy an expensive gift whenever there is a special occasion, why […]
Helping employees with debt
One of the greatest gestures an employer can do is to help their employees manage their debt. This doesn’t mean you need to pay it for them, but guiding them to manage their salaries will be greatly appreciated and reduce the stress. Open-door debt policy Create an open-door debt policy where employees feel comfortable to […]
How to keep your credit score clean
Applying for loans and credit requires the creditor to check on your financial history and more importantly, what your credit score is and how healthy your report is. To keep your record clean, it takes diligence. Here are a few ways you can keep your credit score at its best: Decline the declines One of […]
Becoming rich is all about how you save
Everyone wants to be rich, and for some of us, becoming rich means that you need to work harder at taking control of your finances. Saving a portion of your money every month is no easy task but we have some tips that will definitely help! Negotiate with your creditors Just because a creditor provides […]
You’ve lost your job, now what?
The unemployment rate in South Africa has leapt by a staggering 8% since 2010 and is currently the highest it has been at 32.6%. This means the population has never been under more financial stress than right now, as the uncertainty and debt grows. Keeping families afloat is understandably the top priority and everyone is […]
Control your debt or it will control you
You have to be deliberate about managing your debt as it can very quickly spiral out of control. Good budgeting goes a long way towards ensuring you don’t have more debt than you can handle. However, you also need to make sure you pay your bills on time. Missing payments regularly will harm your credit […]
Financial health is the goal
The opposite of debt despair is financial health. There are many free reports that you could get monthly. Find one that suits you best and then keep an eye on what your report reveals and for ideas on how to improve. In particular, you should keep an eye out for potential errors. You should look […]
How to save money while shopping
Grocery shopping is a must-do but wouldn’t you like to save while doing so? Here are a few options to consider if you want to get a lower bill and more value while you shop. Grab the essentials first Have a look at your grocery cupboard and see how many items you carried over from […]
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