How to save money on your car
If we look at financial planning and some of the common expenses that you find yourself spending on, in your top five will be your car. This tells us that it is actually one of the best places to save money. Regular checks Spend time getting to know your car and find out if it […]
Why you should invest in a retirement annuity
Investing in a retirement annuity is a great way to ensure you have a steady and financially stable retirement. This is possibly one of the most important decisions you will make for yourself. Concrete saving A common mistake that people make is when they run out of money, they start digging into important savings. Luckily […]
Why you need a debt counsellor
In difficult times, it becomes too easy to approach lenders for cash flow to get through the month, and before you know it you are drowning in debt. It also used to be easy to manage debt and payments in the past but of recent, consumers are struggling to cope and are paying their creditors […]
How to save for the festive season
With the festive season fast approaching, there is no better time than right now to start looking at your finances, agree on the holiday plans and how you can save. December is a busy period and usually means emptying the pockets. Save on the home-cooked meals Although you may be on leave and really want […]
FAQ about debt counselling
We know that sometimes there are reservations about going into debt counselling. To help put your mind at ease, we have provided answers to the most frequently asked questions. Will my place of work find out I am under debt counselling? No. Your place of work will never know you are under debt counselling. Remember, […]
Helping employees with debt
One of the greatest gestures an employer can do is to help their employees manage their debt. This doesn’t mean you need to pay it for them, but guiding them to manage their salaries will be greatly appreciated and reduce the stress. Open-door debt policy Create an open-door debt policy where employees feel comfortable to […]
How to shed your debt.. fast!
Getting a grip on your finances is a tough task for anyone. Outstanding balances, creditors calling, accounts in arrears… sound familiar? Here are a few ways you can shed your debt. Battle of the interest One of the most effective ways you can start cutting down on what you owe is to start paying off […]
Becoming rich is all about how you save
Everyone wants to be rich, and for some of us, becoming rich means that you need to work harder at taking control of your finances. Saving a portion of your money every month is no easy task but we have some tips that will definitely help! Negotiate with your creditors Just because a creditor provides […]
You’ve lost your job, now what?
The unemployment rate in South Africa has leapt by a staggering 8% since 2010 and is currently the highest it has been at 32.6%. This means the population has never been under more financial stress than right now, as the uncertainty and debt grows. Keeping families afloat is understandably the top priority and everyone is […]
Control your debt or it will control you
You have to be deliberate about managing your debt as it can very quickly spiral out of control. Good budgeting goes a long way towards ensuring you don’t have more debt than you can handle. However, you also need to make sure you pay your bills on time. Missing payments regularly will harm your credit […]
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