How to save money on your car
If we look at financial planning and some of the common expenses that you find yourself spending on, in your top five will be your car. This tells us that it is actually one of the best places to save money. Regular checks Spend time getting to know your car and find out if it […]
Why you should invest in a retirement annuity
Investing in a retirement annuity is a great way to ensure you have a steady and financially stable retirement. This is possibly one of the most important decisions you will make for yourself. Concrete saving A common mistake that people make is when they run out of money, they start digging into important savings. Luckily […]
Why you need a debt counsellor
In difficult times, it becomes too easy to approach lenders for cash flow to get through the month, and before you know it you are drowning in debt. It also used to be easy to manage debt and payments in the past but of recent, consumers are struggling to cope and are paying their creditors […]
How to save for the festive season
With the festive season fast approaching, there is no better time than right now to start looking at your finances, agree on the holiday plans and how you can save. December is a busy period and usually means emptying the pockets. Save on the home-cooked meals Although you may be on leave and really want […]
How to beat your debt and survive on a low income
With the economy still trying to revive itself, and Covid-19 which resulted in a blow for salaries, many had to learn to survive on a much smaller income than they are used to. To ensure that you still pay your debt and manage through the month, here are a few tips to consider. Prioritise the […]
Teach your kids to save money today
It is important to teach your children the importance of saving money and how to do it effectively. It’s a scary thought to imagine that you won’t be around one day to help them but you can have peace of mind knowing you taught them useful money tips. Piggy bank It’s important to start teaching […]
Recreational activities to help you save
Saving can be fun. Before you side-eye us, here is what we think could help you to save money easily by turning this sometimes-difficult task into a fun activity for the whole family. Make gifts at home Instead of heading to the store to buy an expensive gift whenever there is a special occasion, why […]
FAQ about debt counselling
We know that sometimes there are reservations about going into debt counselling. To help put your mind at ease, we have provided answers to the most frequently asked questions. Will my place of work find out I am under debt counselling? No. Your place of work will never know you are under debt counselling. Remember, […]
Helping employees with debt
One of the greatest gestures an employer can do is to help their employees manage their debt. This doesn’t mean you need to pay it for them, but guiding them to manage their salaries will be greatly appreciated and reduce the stress. Open-door debt policy Create an open-door debt policy where employees feel comfortable to […]
How to keep your credit score clean
Applying for loans and credit requires the creditor to check on your financial history and more importantly, what your credit score is and how healthy your report is. To keep your record clean, it takes diligence. Here are a few ways you can keep your credit score at its best: Decline the declines One of […]